Press Release

BOARD APPROVES RESULTS AS AT 30 SEPTEMBER 2018: PRE-PROVISION PROFIT FOR THE FIRST NINE MONTHS AT EUR 803 MILLION (STABLE VS. 20171), COST OF CREDIT AT 55 BPS2 AND NET PROFIT AT EUR 379 MILLION (EUR 91 MILLION IN 3Q18) PRO FORMA TRANSITIONAL CET1 AT 12.8%3 PRO FORMA FULLY-LOADED CET1 AT 11.2%4