Rating
| MOODY’S* | FITCH** | Morningstar DBRS*** | |||
|---|---|---|---|---|---|
| Long term **** | ‘Baa3’ | Long term | 'BBB-' | Long term | 'BBB' |
| Outlook***** | "Positive" | Outlook | “Stable” | Outlook | “Positive" |
| Short Term | '(P)Prime-3' | Short Term | 'F3' | Short Term | 'R-2 (high)' |
| Outlook | Outlook | Outlook | “Positive” | ||
| Latest update: 10/1/2025 | Latest update: 7/4/2025 |
Latest update: 10/2/2025 |
|||
* Moody’s (1 October 2025): the rating agency has upgraded the Bank’s long-term deposit rating to “Baa1” (from “Baa2”) and its senior unsecured debt rating to the investment grade level of “Baa3” (from “Ba1”). The Baseline Credit Assessment (“BCA”) has been confirmed at “ba1”. The outlook has been confirmed as positive.
** Fitch (4 July 2025): the rating agency has upgraded to investment grade level at “BBB-” the Long-term Issuer Default rating and the Viability Rating. The Short-Term Issuer Default rating has been improved to “F3”. The outlook has been changed to stable.
*** Morningstar DBRS (2 October 2025): the rating ageny has upgraded the Bank’s ratings. Among these, the Long-Term Issuer rating and the Long-Term Senior Debt rating have been raised to “BBB” from “BBB (low)”, while the Long-Term Deposit rating has been upgraded to “BBB (high)”. The agency has also improved several short-term ratings, including the Short-Term Issuer rating, which is now “R-2 (high)” from “R-2 (middle)”. The outlook on the long-term ratings remains positive.
**** Long-Term Senior Unsecured Debt Rating
***** Outlook on the long-term deposit and senior unsecured debt ratings